Insurance & coverage
Clear coverage. No fine print.
We accept most commercial insurance plans and Maryland Medicaid for outpatient addiction treatment — PHP, IOP, and dual-diagnosis. We verify benefits before you commit and walk you through coverage in plain language.
The carriers we work with most.
If you don’t see your carrier listed, ask us anyway. We work with most major commercial plans in Maryland and can usually verify coverage in under a day.
Blue Cross Blue Shield
BCBS is the largest commercial carrier in Maryland. Outpatient addiction treatment, PHP, IOP, and dual-diagnosis are typically covered.
Cigna
Cigna covers outpatient addiction treatment, PHP, and IOP for most Maryland members. Behavioral-health benefits often have separate copay structures we'll walk through.
Aetna
Aetna covers outpatient PHP and IOP for substance use and co-occurring mental health. We verify your specific plan before scheduling intake.
TRICARE
Active duty, retired military, and family members covered under TRICARE generally have outpatient addiction treatment coverage. We coordinate with Humana Military / TriWest for prior authorization.
Maryland Medicaid
Maryland HealthChoice Medicaid covers outpatient addiction treatment for eligible Maryland residents. We’ll confirm enrollment and MCO plan during benefits verification.
How it works
Three steps. Same day, usually.
1. You reach out.
Call, email, or submit the verify-benefits form. Share your insurance card or member ID.
2. We verify with your carrier.
Our admissions team pulls your behavioral-health benefits directly. We’ll see your deductible, copay, coinsurance, and any prior-authorization requirements.
3. We walk you through what to expect.
In plain language. What’s covered, what isn’t, what you’d pay out of pocket, and what authorization steps come next. No mystery, no surprises, no fine print.
What about self-pay?
Self-pay is on the table. Some patients prefer not to involve insurance for privacy reasons. Others have high-deductible plans where self-pay actually works out cleaner. We’ll quote you transparent rates when you ask.
We’re also realistic about what addiction treatment costs. If we’re not financially the right fit, we’ll point you to providers who are.
Ready to verify your benefits?
One short message. Your insurance details. We come back with a clear coverage breakdown — usually the same business day.